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The Personal Finance Checklist.
A step-by-step checklist to organize your accounts, set up a cash-flow system you can automate and decide what to work on next.
- Five pages, printable
- No purchase required
- Newsletter optional
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What’s inside
Eight steps from scattered to organized.
Work through it in order, or jump to the section you need. Each step is a short list of concrete actions.
1. Your financial snapshot
List every account and find the five numbers everything else depends on.
2. A cash-flow system
Autopay minimums, a weekly ten-minute money check-in and five spending buckets.
3. An order of operations
A sequence for essentials, emergency savings, employer matches, debt and investing.
4. What to track monthly
Savings rate, net worth trend and debt trend. Direction over perfection.
5. Protection basics
Insurance, beneficiaries, disability coverage and basic estate documents.
6. An investing check
What you own, what it costs, your mix, a rebalancing rule and how each account is taxed.
7. Life event triggers
What to revisit for a new job, a home, a partner, a child or a business.
8. Questions worth answering
What “enough” means for you, where each dollar goes, and whether your defaults are choices.
Start with the checklist.
When you want to go further, the Plan Builder, included in the program, turns the same numbers into your cash-flow baseline, cash runway, debt timeline and a plain list of what it knows and what it still needs.